Our Products

REAL BUSINESS LOAN

The Real Business Loan is a loan facility offered by Real People Financial Services Uganda to businessmen and women who want working capital to purchase stocks for their businesses or to expand their business’ current operations by acquiring business assets.

Step one:

Meet our friendly staff who will assess your business and determine the amount of loan you qualify for.

Step two:

Once the assessment is done, the relationship officer will collect information from you and begin the application process.

Information required includes:

  1. Certificate of incorporation/business registration certificate.
  2. Business Permit (currently business permit and proof of existence for the last 2 years).
  3. National ID, copies/passport of directors.
  4. 3 months sales records.
  5. Certified 3 months bank statements.
  6. Collateral/security (title deeds/log books).
  7. 3 referees.
  8. CRB report.
  9. Purpose of funds.

Step three:

Loan is processed and you are notified of the decision

Step four:

The approved loan amount will be remitted directly to your account using either EFT or RTGS.

  1. No deposit or membership is required.
  2. Loan processing is quick and easy.
  3. Guaranteed quick processing of the loan facility.
  4. You may access a loan of between Ugx. 2,500,000 and Ugx. 30,000,000.
  5. Flexible repayment options e.g bank deposit and mobile money transfer (MTN mobile money and Airtel Money).

You can pay by using either of the following two methods:

1. PAYING VIA BANK

To pay your loan via bank:

    1. Deposit the money to any of the following banks:
BANK ACC. NO BRANCH NAME ACCOUNT NAME
DFCU BANK 01073500171311 JINJA ROAD REAL PEOPLE FINANCIAL SERVICES
STANBIC BANK 9030005745607 FOREST MALL REAL PEOPLE FINANCIAL SERVICES LTD
  1. Indicate your name and contract number on the deposit slip and present the slip to any of our branch.
  2. You will be issued with a Real People receipt thereafter.

2. PAYING VIA  MOBILE MONEY

To pay your loan via MTN Mobile Money;

  1. Key in *165#
  2. Select Payments (option 4)
  3. Select goods and services (option 4)
  4. Input RPFS as the CODE number and click OK
  5. Enter your name and contract number
  6. Input amount and click OK.
  7. Input your contract number and the customer/account name and click OK
  8. Confirm payment and click OK

To pay your loan via Airtel Money:

  1. Go to *185#
  2. Select pay bill. No. 4
  3. Select Others. 9
  4. Key in business No. 230050
  5. Enter Amount
  6. Enter PIN to confirm the amount.

Responsible finance. Sustainable futures.